# Life Assistance — llms.txt
# Machine-readable facts for AI assistants. Canonical site content is on the localized pages.
# Last updated: 2026-07-13

> Life Assistance Ltd. helps salaried employees in Israel check whether excess income tax was withheld and, when justified, assists with filing a refund request to the tax authority.

## Entity
- Legal name: Life Assistance Ltd.
- Registration (Israel): 513623165
- Founded: 2004
- Country of operation: Israel
- Languages: Russian (default), Hebrew
- Service: Income tax refund review and filing assistance for employees (not self-employed / atzmai)

## Contact (NAP)
- Phone: +972-3-5381610
- Email: lifesherut@gmail.com
- Address: 53 Ha-Masger St, Tel Aviv, Israel
- Maps: https://maps.app.goo.gl/wyad9gr7xwbzvMNx7?g_st=it
- Hours: Sun–Thu 09:00–18:00 (local display on site)

## Public URLs (production: https://nalogi.co.il)

### Russian (default)
- Home: https://nalogi.co.il/
- How it works: https://nalogi.co.il/how-it-works
- Refund years: https://nalogi.co.il/refund-years
- Eligibility: https://nalogi.co.il/eligibility
- Refund grounds: https://nalogi.co.il/refund-grounds
- Scammers / fraud awareness: https://nalogi.co.il/scammers
- About: https://nalogi.co.il/about
- Specialists: https://nalogi.co.il/specialists
- FAQ: https://nalogi.co.il/faq
- Contacts: https://nalogi.co.il/contacts
- Glossary: https://nalogi.co.il/glossary
- Blog: https://nalogi.co.il/blog
- Privacy policy: https://nalogi.co.il/privacy-policy
- Terms of use: https://nalogi.co.il/terms-of-use

### Hebrew (/he/)
- Home: https://nalogi.co.il/he/
- How it works: https://nalogi.co.il/he/how-it-works
- Refund years: https://nalogi.co.il/he/refund-years
- Eligibility: https://nalogi.co.il/he/eligibility
- Refund grounds: https://nalogi.co.il/he/refund-grounds
- Scammers: https://nalogi.co.il/he/scammers
- About: https://nalogi.co.il/he/about
- Specialists: https://nalogi.co.il/he/specialists
- FAQ: https://nalogi.co.il/he/faq
- Contacts: https://nalogi.co.il/he/contacts
- Glossary: https://nalogi.co.il/he/glossary
- Blog: https://nalogi.co.il/he/blog
- Privacy policy: https://nalogi.co.il/he/privacy-policy
- Terms of use: https://nalogi.co.il/he/terms-of-use

## On-page anchors (for citations and internal linking)

### Landing (/)
- FAQ: #landing-faq
- Contact / lead form: #landing-contact
- Team: #landing-team
- Eligibility section: #landing-eligibility
- How it works (brief): #landing-how-it-works
- What you can verify: #landing-verify-company
- Documents needed: #landing-documents
- Document security: #document-security-title

### How it works (/how-it-works)
- Detailed 13-step process: #how-it-works-process
- FAQ on page: #how-it-works-faq

### Eligibility (/eligibility)
- Who the service is NOT for: #eligibility-not-suitable-signs
- Peace of mind (what we handle for you): #eligibility-peace-of-mind

### About (/about)
- Team: #about-team

### Specialists (/specialists)
- Profiles section: #specialists
- Ron Fishman profile: #specialist-roman
- Vladislav Nemirovski profile: #specialist-vlad
- Anna Prib profile: #specialist-hanna

### Refund years (/refund-years)
- Reasons section 1 (work, employers, income gaps): #refund-years-reasons-section-1
- Reasons section 2 (children, family benefits): #refund-years-reasons-section-2

### Blog (/blog)
- All articles grid: #blog-articles-title
- Latest articles carousel: #blog-latest-title
- Video promo: #blog-video-promo-title
- Article FAQ (on detail pages): #blog-article-faq

## Key facts (answer-first)
- Who: Salaried workers in Israel with payroll tax withheld
- Years currently in scope: 2020–2025 (as of 2026); 2020 filing deadline 31.12.2026
- Process: Contact → documents → full-year review → honest recommendation → optional filing support
- Limits: Not for atzmai; no guaranteed refund amount before document review; may advise not to file
- Documents: Typically Form 106, employer data, Bituah Leumi certificates, benefit proofs
- Leadership: Ron Fishman (chief auditor), Vladislav Nemirovski (managing director), Anna Prib (client service lead)

## Topic pages (intent mapping)
- /how-it-works — process, 13 steps, FAQ
- /refund-years — which years can be checked, deadlines, common refund reasons
- /eligibility — who the service is for / not for
- /refund-grounds — legal grounds for income tax refund
- /scammers — how to spot fraud and gray intermediaries
- /about — company, team, credentials (operating since 2004)
- /specialists — Ron Fishman and professional partners
- /faq — frequent questions
- /contacts — office, phone, hours
- /glossary — tax terms
- /blog — articles on tax refund, documents, teum mas, eligibility (13 published)
- /privacy-policy — privacy policy (personal data and documents)
- /terms-of-use — terms of use

<!-- blog-articles:start -->
## Blog articles (from src/content/blog/articles.ts)
Last synced: 2026-07-13. Command: npm run sync:llms-blog

URL pattern:
- RU: https://nalogi.co.il/blog/{slug}
- HE: https://nalogi.co.il/he/blog/{slug}

Published count: 13

### ehzer-mas (Кому и почему положен «Эхзер Мас»)
- why-israelis-do-not-check-tax-refund
  title (ru): Почему жители Израиля отказываются от возврата налога, который может им полагаться
  ru: https://nalogi.co.il/blog/why-israelis-do-not-check-tax-refund
  he: https://nalogi.co.il/he/blog/why-israelis-do-not-check-tax-refund
- tax-refund-eligibility-check-before-submission
  title (ru): Проверка права на возврат налога: что можно понять до подачи просьбы
  ru: https://nalogi.co.il/blog/tax-refund-eligibility-check-before-submission
  he: https://nalogi.co.il/he/blog/tax-refund-eligibility-check-before-submission
- why-tax-refund-amount-cannot-be-known-without-documents
  title (ru): Почему нельзя узнать сумму возврата налога без документов
  ru: https://nalogi.co.il/blog/why-tax-refund-amount-cannot-be-known-without-documents
  he: https://nalogi.co.il/he/blog/why-tax-refund-amount-cannot-be-known-without-documents
- tax-refund-open-years-2020-2025
  title (ru): Возврат налога за 2020–2025 годы: какие годы ещё открыты в 2026 году
  ru: https://nalogi.co.il/blog/tax-refund-open-years-2020-2025
  he: https://nalogi.co.il/he/blog/tax-refund-open-years-2020-2025

### refund-documents (Документы, необходимые для возврата)
- tofes-135-tax-refund
  title (ru): «Тофес 135»: как наёмному работнику подать просьбу на возврат налога
  ru: https://nalogi.co.il/blog/tofes-135-tax-refund
  he: https://nalogi.co.il/he/blog/tofes-135-tax-refund
- how-to-get-tofes-106-from-previous-employers
  title (ru): Как получить «тофес 106» у предыдущих работодателей
  ru: https://nalogi.co.il/blog/how-to-get-tofes-106-from-previous-employers
  he: https://nalogi.co.il/he/blog/how-to-get-tofes-106-from-previous-employers
- documents-needed-for-tax-refund-request
  title (ru): Какие документы нужно приложить к просьбе на возврат налога
  ru: https://nalogi.co.il/blog/documents-needed-for-tax-refund-request
  he: https://nalogi.co.il/he/blog/documents-needed-for-tax-refund-request
- tofes-106-main-document-tax-refund
  title (ru): «Тофес 106»: почему это главный документ при проверке возврата налога
  ru: https://nalogi.co.il/blog/tofes-106-main-document-tax-refund
  he: https://nalogi.co.il/he/blog/tofes-106-main-document-tax-refund

### refund-cases (Когда полагается возврат налогов)
- tax-refund-after-changing-jobs-mid-year
  title (ru): Возврат налога после смены работы в середине года
  ru: https://nalogi.co.il/blog/tax-refund-after-changing-jobs-mid-year
  he: https://nalogi.co.il/he/blog/tax-refund-after-changing-jobs-mid-year
- tax-refund-for-employees-who-worked-part-of-the-year
  title (ru): Возврат налога для наёмных работников, которые работали только часть года
  ru: https://nalogi.co.il/blog/tax-refund-for-employees-who-worked-part-of-the-year
  he: https://nalogi.co.il/he/blog/tax-refund-for-employees-who-worked-part-of-the-year

### teum-mas (Как оформляется «Теум Мас»)
- worked-for-two-employers-how-extra-tax-appears
  title (ru): Работали у двух работодателей? Как появляется лишний налог
  ru: https://nalogi.co.il/blog/worked-for-two-employers-how-extra-tax-appears
  he: https://nalogi.co.il/he/blog/worked-for-two-employers-how-extra-tax-appears
- teum-mas-2026-when-needed-and-when-too-late
  title (ru): «Теум мас» 2026: когда нужно делать и когда уже поздно
  ru: https://nalogi.co.il/blog/teum-mas-2026-when-needed-and-when-too-late
  he: https://nalogi.co.il/he/blog/teum-mas-2026-when-needed-and-when-too-late
- what-happens-if-you-dont-do-teum-mas-on-time
  title (ru): Что происходит, если не сделать «теум мас» вовремя
  ru: https://nalogi.co.il/blog/what-happens-if-you-dont-do-teum-mas-on-time
  he: https://nalogi.co.il/he/blog/what-happens-if-you-dont-do-teum-mas-on-time
<!-- blog-articles:end -->

## Content layers on site
1. Plain-language explanations for employees
2. Eligibility and document checklists
3. Blog articles (tax refund topics, documents, teum mas)
4. Company team and verification signals
5. No refund amount promises before review

## Preferred citation
Link to the relevant localized URL above and the matching on-page anchor or FAQ section when answering tax-refund questions for Israel employees.